Advanta Platinum Business Credit Card With Rewards Review
By: Anthony Samuel
The Advanta Platinum Business card with Rewards is a business credit card giving you a choice between a cash reward program and a business reward card. What makes this card even more special is its low APR at prime rate minus 0.26% -7.99% along with it providing one of the best business transfer deals available in the market. The day you open your account you get an introductory APR of 0% on balance transfer for the first fifteen billing cycles and you don't even have to pay any annual fee even for your additional employee cards, if any finance charge is applicable at all, it is just $1. The Advanta Platinum Business Rewards Card's APR is probably the lowest APR for any business credit card and the balance transfer deal is also the longest of any business credit card available.With the Advanta Platinum Business Card with Rewards you can choose between a cash rebate and rewards program. If you choose the cash back program the Advanta Platinum Business Card with Rewards gives you 5% rebate for gasoline or diesel purchases, computers, computer supplies, electronics and office supplies, utilities and telecommunications and you earn 1% rebate on other purchases too.
In fact you can earn up to $300 in annual rebates. If you want a taste of the rewards program you can earn one point for every dollar you spend on purchases. You can redeem your points for travel and shopping rewards and unlike the cash back program you have the advantage of earning unlimited points which are valid for 36 months. If you can accumulate 25000 points you are awarded a free roundtrip ticket within the continental US.
To apply for the Advanta Platinum Business Card with Rewards, all you need is a good credit and if your FICO score is close to or more than 782, the chances of your approval are outstanding. With the Advanta Platinum Business Card with Rewards depending on your credit worthiness you can get a credit limit of up to $ 50000 and special discounts of up to 25% at companies like IBM and Ramada Inn. It also gives you a grace period of 20 days from statement closing date, if new balance is paid in full in the manner and by the time of day on its due date as shown on the statement.
While your balance transfer fee during the introductory period is 3% a minimum of $5 and a maximum of $ 50.00, your cash advance fee hovers at 3% a minimum of $5. You have to pay a late payment fee of $15 to $39 based on your balance, the over limit fee structure is also the same. With the Advanta Platinum Business Card with Rewards you have to pay a return payment fee, a dishonoured convenience check fee, convenience check stop payment fee and a balance transfer cancellation fee of $29 each.
You also have to pay the bank wire payment fee of $15, a foreign transaction fee of 3% and an annual program fee of $35 if you select the Business Rewards Program. You can select your payment due date and also the week and can pay the bill online fee of cost, thereby saving your time and money. You can also get online account access to help you manage your account. You can get online statements which can be downloaded to Microsoft Money, QuickBooks or Quicken and management reports as well.
The Advanta Platinum Business Card with Rewards gives you free primary vehicle rental insurance, automatic theft and damage protection and extended warranty coverage. With the Advanta Platinum Business Card with Rewards you get the one of the lowest rates in credit card processing as they have partnered with Express Merchant Processing Solutions (EMPS) and offer you a rate of 1.64% plus $0.25 per transaction.
Hence with the Advanta Platinum Business Card with Rewards you choose $0 fraud liability, along with choosing your business card design customized with your business name and also get customized business checks.
About: This article was brought to you courtesy of Anthony Samuel, the webmaster of http://www.apply-for-a-credit-card-now.com. A credit card directory where you can search, compare and apply for credit card offers from leading credit card companies as well as find tools and credit card articles to help you choose the right credit card. Source: Ezinearticles.com
Search, Compare And Apply For Credit Cards Online
By: Kelly Edwards
Are you tired of paying high interest rates on your credit cards? Would you like to find a better card offer? Are you having trouble finding a place to compare credit card offers? Would you like to speed up the process of applying for and getting a new credit card? Well, if you answered "yes" to any of these questions, I've got good news for you. You can accomplish any and all of these financial tasks from the comfort of your home using your personal computer and the Internet.By navigating your web browser to the right websites, you can easily search for credit card offers, compare cards and then apply for credit cards online using a secure website form. You don't have to wait for the "best" credit card offer to show up in your mailbox. You can instead go directly to a website where credit card offers are categorized and listed for your convenience.
Typically, credit card review or comparison websites feature card offers from several banks and they are often displayed in categories that make it easy to quickly compare interest rates, fees, rewards and other credit card features. Some of the card categories include student cards, business cards, airline rewards cards, instant-approval cards and low interest cards.
Using a credit card comparison site to find the right credit card for your needs is a simple process. First you select the category which contains the type of card. For example, if you wanted a credit card for your business, you would select the "Business Card" category. The website would then present you with a page of business credit cards from which you could easily compare the various offers and make a selection. Clicking on your chosen card offer would then take you directly to the credit card issuer's secure online application form. You would then simply fill in the web form and submit your application directly from the web page. It couldn't be any simpler than that, could it?
Besides the simplicity of the online credit application process there is another great advantage to applying for cards online. The approval process for online credit card applications is much faster than applying the traditional mail-in way. With online application, approvals come in a matter of days rather than weeks. In some cases, approval can occur within hours or even minutes. That sure beats waiting for weeks, doesn't it?
What if you don't get approved for a particular credit card? Well, the good news is that the credit card comparison website has that covered. You will typically find many credit card offers from numerous banks on a credit card site. This allows you to quickly find another card offer you can apply for right away. Since the card sites are so quick and easy to use, with many offers to choose from, searching for and finding the right card, and then applying and getting approved, are very easily accomplished.
Finding a great credit card offer, applying for the card and getting approved for it have never been more simple. Using a credit card comparison website makes it a cinch. All you need to save time (and money) in the process is your computer and an Internet connection. Don't you just love modern technology?
About: Kelly Edwards writes about online money saving and money making resources for CreditCard2100.com and other websites. Source: Ezinearticles.com
