Visa Business Credit Cards

Information On Visa Credit Cards

By: John Gibb

Visa. Clearly one of the most known credit card companies, the Visa symbol is known worldwide. There are many different types of Visa credit cards offered, and this article will review some of them to give you a better feel for the company. Visa credit cards are not actually distributed by the Visa Company, merely banks that back up the Visa standard, so rates may be different.

The Visa classic is one of the most commonly seen credit cards. It is an ideal first card that is simple, flexible, and usable worldwide. Many different banks issue this type of card. These cards normally start off with lower credit rating, however, it can all depend on income, current credit score and other personal circumstances at the time of the application.

The Visa secured is a great way to begin to build credit, or help reestablish bad credit. By placing down a deposit, you can effectively guarantee that you will be approved for this card. Once approved, be sure to pay your monthly bill on time, and if you can, pay more than the minimum payment. Before you know it your credit score will begin to rise if you maintain the payments.

For those with established history, the Visa Gold can be the next step up. It generally features lower APR rates and higher credit limits.

For those in the higher echelon of the credit world, the Visa Platinum is a standard for credit excellence. Featuring phenomenally low rates and high credit lines, this card is the who’s who of Visa credit cards. After finding out about the various types listed here, you can generally figure out which card is right for you. Remember to browse around before making a decision. There are many review sites online which offer comparisons on the many cards available.

Simply find a bank that offers the card, and you’re well on your way to becoming a Visa cardholder!

About: John Gibb manages http://www.credit-card-guides.netAn updated blog dedicated to educating people on credit cards. Source: Ezinearticles.com

Chase BP Visa Credit Card

By: Jeremy Biberdorf

If you buy gas from BP gas stations, you should be using the Chase BP Visa Rewards credit card. You could be saving up to 10% on purchases made at participating BP gas stations! You could also be saving money almost everywhere else that you shop.

The 10% in rebates does only apply to the first 2 billing cycles/months. During that 2 month introductory period, the Chase BP Visa credit card can also save you 4% on eligible travel and dining purchases and 2% rebates on other purchases.

After the 2 month introductory period, the rebates are cut in half. So you would get 5% on BP purchases, 2% on dining & travel and 1% on all other eligible purchases. Get out a calculator and estimate how much you would save each month.

One exception is that purchases made at competing gas stations are not eligible for rebates with this credit card. With some discipline you could limit yourself to just buying BP gas. You could also get a different rewards credit card for non-BP gas purchases.

Once you accumulate at least $25 in rebates, you decide how and when to redeem your reward. Redeem for your choice of:

•A BP Gift Card

•A check made payable to you

•A donation to The Conservation Fund, an environmental charity

There is also no limit to the number of rebates that you can earn. So you could use the Chase BP Visa Rewards Card almost everywhere you shop and save hundreds or even thousands of dollars. Plus the card has no annual fee! As an added bonus there is a 0% APR for the first 6 months on purchases and balance transfers.

This credit card is a must have for anyone who regularly buys gas at BP gas stations. Gas prices are at an all time high. Fight back with the Chase BP Visa Rewards Card. Apply today.

About: Get your BP gas credit card now. Apply for a gas card online today and start saving. Also click for more low interest credit card application information. Source: Amazines.com

Visa Small Business Credit Card

Chase Platinum Visa Credit Card: Chase Extends Promotional Period

By: Ed Vegliante

Consumers looking to obtain a new credit card may just want consider the Chase Platinum Visa card. The Chase Platinum Visa card has been in existence for a long time, but just recently some strong improvements have been made by the J.P. Morgan & Chase Co. making the card a strong competitor in a highly competitive market. Is the Chase Platinum Visa card right for you? Please keep reading to find out for yourself.

Extended Introductory Rate

In the credit card business, all the top cards are still offering 0% APR for an introductory period. Six months is the standard length of time, with some offering a twelve month introductory rate period. Chase, on the other hand, recently served notice that they are extending this introductory rate out for a full fifteen months to qualified customers! If your credit history is good and your application is in order, you may be eligible for this extended introductory rate offer.

Balance Transfer Offer

When applying for the Chase Platinum Visa card you're eligible to transfer balances from high interest rate credit cards to your new card. You could potentially save yourself hundreds of dollars in interest costs by transferring your balances to your new card.

No Annual Fee

Many platinum or premium credit cards charge annual fees, but with the Chase Platinum Visa card no fee is assessed.

Free Travel Accident Insurance

Chase Platinum Visa cards offer up to $500,000 in travel accident insurance, an amount much higher than what most credit cards are offering today. Save money on insurance premiums as the Chase Platinum Visa card plan includes this type of insurance for free!

Free Car Rental Insurance

Use your Chase Platinum Visa card when renting a car and your rental insurance is completely covered too. For a one week rental, this type of insurance could easily tack on an additional $100 to your bill. With the Chase Platinum Visa card you are completely covered.

Chase’s offer is all the more remarkable in the face of constantly climbing interest rates. As you probably already know, most credit card rates continue to rise along with the upward swing in all consumer rates. Thus, the Chase Platinum Visa card is truly a unique opportunity for the savvy consumer.

So, if you have a good credit rating and are in need of a new credit card, the Chase Platinum Visa card may be just right for you. With credit card rates surging, taking advantage of a card offering 0% APR for 15 months is a surefire way toward saving yourself plenty of money.

Copyright 2006 Ed Vegliante.

About: Click here for more details on the Chase Platinum Credit Card.Ed Vegliante runs the website http://www.Credit-Card-Surplus.com, a well organized credit card directory enabling the consumer to compare and apply for a variety of credit card offers. View more Credit Card Articles. Source: Ezinearticles.com

Chase BP Visa Credit Card

By: Jeremy Biberdorf

If you buy gas from BP gas stations, you should be using the Chase BP Visa Rewards credit card. You could be saving up to 10% on purchases made at participating BP gas stations! You could also be saving money almost everywhere else that you shop.

The 10% in rebates does only apply to the first 2 billing cycles/months. During that 2 month introductory period, the Chase BP Visa credit card can also save you 4% on eligible travel and dining purchases and 2% rebates on other purchases.

After the 2 month introductory period, the rebates are cut in half. So you would get 5% on BP purchases, 2% on dining & travel and 1% on all other eligible purchases. Get out a calculator and estimate how much you would save each month.

One exception is that purchases made at competing gas stations are not eligible for rebates with this credit card. With some discipline you could limit yourself to just buying BP gas. You could also get a different rewards credit card for non-BP gas purchases.

Once you accumulate at least $25 in rebates, you decide how and when to redeem your reward. Redeem for your choice of:

•A BP Gift Card

•A check made payable to you

•A donation to The Conservation Fund, an environmental charity

There is also no limit to the number of rebates that you can earn. So you could use the Chase BP Visa Rewards Card almost everywhere you shop and save hundreds or even thousands of dollars. Plus the card has no annual fee! As an added bonus there is a 0% APR for the first 6 months on purchases and balance transfers.

This credit card is a must have for anyone who regularly buys gas at BP gas stations. Gas prices are at an all time high. Fight back with the Chase BP Visa Rewards Card. Apply today.

About: Get your BP gas credit card now. Apply for a gas card online today and start saving. Also click for more low interest credit card application information. Source: Www.amazines.com

Visa Small Business Credit Card

Chase Platinum Visa Credit Card: Chase Extends Promotional Period

By: Ed Vegliante

Consumers looking to obtain a new credit card may just want consider the Chase Platinum Visa card. The Chase Platinum Visa card has been in existence for a long time, but just recently some strong improvements have been made by the J.P. Morgan & Chase Co. making the card a strong competitor in a highly competitive market. Is the Chase Platinum Visa card right for you? Please keep reading to find out for yourself.

Extended Introductory Rate

In the credit card business, all the top cards are still offering 0% APR for an introductory period. Six months is the standard length of time, with some offering a twelve month introductory rate period. Chase, on the other hand, recently served notice that they are extending this introductory rate out for a full fifteen months to qualified customers! If your credit history is good and your application is in order, you may be eligible for this extended introductory rate offer.

Balance Transfer Offer

When applying for the Chase Platinum Visa card you're eligible to transfer balances from high interest rate credit cards to your new card. You could potentially save yourself hundreds of dollars in interest costs by transferring your balances to your new card.

No Annual Fee

Many platinum or premium credit cards charge annual fees, but with the Chase Platinum Visa card no fee is assessed.

Free Travel Accident Insurance

Chase Platinum Visa cards offer up to $500,000 in travel accident insurance, an amount much higher than what most credit cards are offering today. Save money on insurance premiums as the Chase Platinum Visa card plan includes this type of insurance for free!

Free Car Rental Insurance

Use your Chase Platinum Visa card when renting a car and your rental insurance is completely covered too. For a one week rental, this type of insurance could easily tack on an additional $100 to your bill. With the Chase Platinum Visa card you are completely covered.

Chase’s offer is all the more remarkable in the face of constantly climbing interest rates. As you probably already know, most credit card rates continue to rise along with the upward swing in all consumer rates. Thus, the Chase Platinum Visa card is truly a unique opportunity for the savvy consumer.

So, if you have a good credit rating and are in need of a new credit card, the Chase Platinum Visa card may be just right for you. With credit card rates surging, taking advantage of a card offering 0% APR for 15 months is a surefire way toward saving yourself plenty of money.

Copyright 2006 Ed Vegliante.

About: Click here for more details on the Chase Platinum Credit Card.Ed Vegliante runs the website http://www.Credit-Card-Surplus.com, a well organized credit card directory enabling the consumer to compare and apply for a variety of credit card offers. View more Credit Card Articles. Source: Ezinearticles.com

Chase BP Visa Credit Card

By: Jeremy Biberdorf

If you buy gas from BP gas stations, you should be using the Chase BP Visa Rewards credit card. You could be saving up to 10% on purchases made at participating BP gas stations! You could also be saving money almost everywhere else that you shop.

The 10% in rebates does only apply to the first 2 billing cycles/months. During that 2 month introductory period, the Chase BP Visa credit card can also save you 4% on eligible travel and dining purchases and 2% rebates on other purchases.

After the 2 month introductory period, the rebates are cut in half. So you would get 5% on BP purchases, 2% on dining & travel and 1% on all other eligible purchases. Get out a calculator and estimate how much you would save each month.

One exception is that purchases made at competing gas stations are not eligible for rebates with this credit card. With some discipline you could limit yourself to just buying BP gas. You could also get a different rewards credit card for non-BP gas purchases.

Once you accumulate at least $25 in rebates, you decide how and when to redeem your reward. Redeem for your choice of:

•A BP Gift Card

•A check made payable to you

•A donation to The Conservation Fund, an environmental charity

There is also no limit to the number of rebates that you can earn. So you could use the Chase BP Visa Rewards Card almost everywhere you shop and save hundreds or even thousands of dollars. Plus the card has no annual fee! As an added bonus there is a 0% APR for the first 6 months on purchases and balance transfers.

This credit card is a must have for anyone who regularly buys gas at BP gas stations. Gas prices are at an all time high. Fight back with the Chase BP Visa Rewards Card. Apply today.

About: Get your BP gas credit card now. Apply for a gas card online today and start saving. Also click for more low interest credit card application information. Source: Www.amazines.com

Business Credit Card Offer

Chase Credit Card Offers

By: Lawrence Fine

Chase credit card provides you a wide range of featured credit cards that you can choose from to better your financial and other situations. For example, Chase Platinum Visa credit card is one among the Chase pack that offers great flexibility and convenience to its user. Along with this a special introductory offer is given to all users. You can enjoy all the benefits of Chase platinum credit cards with a 0% introductory APR.

However, the time period for the introductory rate and the amount that you can charge or withdraw often depends upon the credit status of the applicant. The user can often reap the reward of the facility of free online access. Another important benefit offered by Chase credit card is that it provides travel accident insurance to the user.

Chase Freedom credit card is fast and safe. You can get $50 bonus rebates after your first time you use this card. Note that this bonus offer will be allowed only for first time card members. You will also get a 1% rebate for each $1 of net purchases. So technically you will be getting double the percentage of bonus rebates if you have made net purchases at merchant locations.

Chase Flexible Reward credit card offers you plenty of benefits as well. You can earn a point for every $1 spent / charged. This means that you will get bonus points for all your day-to-day purchases. You can even get rewards if you are making your purchases in selective merchandise. You will also earn with your travel expenses, like bonus rebates in air tickets, car rentals and so on. If you earn 2500 points and more then you will also get some extra rewards. Plus you can enjoy the 0% introductory Apr for this card as well.

Chase Business Rebate credit card helps in getting 3% cash back on all business purchases like at restaurants, gas supply stores, business and office supply stores, hardware and home improvement stores. You will get 1% cash back on all the other purchases. Chase credit card will also provide you online management account tools which help in keeping track of your business expenses.

Chase Cash Rewards Business visa credit card helps you get cash back on each and every business purchase. You will earn up to 5% cash back on your business purchases. You can get extra points for every other purchase you made irrespective of the brand or merchandise. There will be no restrictions either for earning these points. You can make your purchases from anywhere you want. You will also get quarterly management reports regularly which will help you to understand the nature and amount of your business expenses. You can also get additional cards for your employees' usage as well.

Chase Free Cash Reward Visa card helps to earn 1000 bonus points after your first purchase with the card. You will get a reward of a $25 check or $25 gift card or certificate when your bonus points over 2500.

Chase Disney Rewards credit card is suitable for planning your vacation. You can get a free gift card worth $15. And you can also enjoy Disney theme park benefits with the help of this card. You can earn Disney dream reward dollars.

A person earning bonus points in one type of Chase credit card will not avail the benefits of bonus points in another card. The introductory Apr will be applicable for all cards.

About: Visit, subscribe to and bookmark: http://applyforacreditcardshop.com for your credit card needs! And keep up with the latest credit card tips to help yourself, your friends, family and others. Source: Www.isnare.com

Choosing A Business Credit Card That Fits Your Businesses Needs

By: Chad Nordaune

Choosing the best credit card for business owners is sometimes not the easiest task to achieve. To find the right creditcard, business owners need to know whether or not the business card offers rewards such as cash back and a low interest-rate. Detailed expense reports are important for tracking each individual employees expenditures.

Business owners that constantly fly may find an airlines miles business credit card to be the best choice, while on the other hand, a company that has a sales force traveling on the road may benefit with a gas rebate business credit card. Business cards offer up to 5% cash back on expenses such as office supplies, gas purchases, and other business to business-related expenses.

Several corporatecards offer 0% intro APR, which allows business owners an opportunity to raise capital for their business that they currently may not have. With extensive reporting business owners can track individual spending from each employee. This enables business owners time to focus on their business, instead of tracking employee expenditures.

Three of the most popular business credit cards are offered by Advanta, American Express, and Citibank. Advanta offers a 0% intro APR for up to 15 months, while Citibank offers a 0% intro APR for up to 12 months and very competitive interest rates.

Business credit cards can be ideal for small businesses, entrepreneurs, and large businesses as well. Many small-business owners agree that having a business credit card versus using a personal credit card for expenses is the best choice. Due to the fact that using personal credit can adversely affect your personal credit score as business credit scores are kept separate from personal credit scores.

About: CrediTimes.com Business http://www.creditimes.com/business.shtml offers businesses and consumers the resources to search and compare for the best credit cards online. Credit cards are reviewed and displayed by annual percentage rate, interest-rate, annual fee, and rewards. Creditimes has been online since 2005 helping consumers and businesses alike. Source: Ezinearticles.com

Business Accepting Credit Cards

How To Accept Credit Cards Online

By: Maria Mbura

There is no doubt that accepting credit cards online is an absolute necessity if you intend to run an online business; currently all websites that run a shopping cart must provide this service. Companies selling products online that take only money orders or checks won't survive; lost business and long term custom will be the result. Technology has improved which means shopping online is easier these days so there is no need for delays; potential customers are going to get frustrated and will place an order elsewhere.

You need to have a way to take a payment instantly so you can get your product or service up and out the door as soon as your customer orders it. Every top company that sells products over the Internet accepts credit cards online and has done so since day one; these sites aim to please their customers by accepting payment at any time of the day. If you don't take payments this way then you should inquire about having the option of online payments available as soon as you can.

It is possible and quite normal to use more than one method to accept credit cards online; however, due to the cost involved in setting up some of these, many site owners are reluctant to use all of them. Although there are a variety of ways to accept credit cards online, not all of them will be a viable proposition due to the cost involved.

Using Paypal

Most online payment systems are similar to those you will find in any retail store or restaurant; alternatively you can use the system that many sites now use called Paypal. The rise in the popularity of Paypal is due to eBay who created the system. It will be some time yet, before it becomes the payment system of choice.

A Paypal account lets a customer use their credit card in the same way they would on any other internet site; customers can then pay for goods or services in full knowledge that their credit card details are safe. It is important you offer an online payment facility where your customers feel secure; a secure site is something you must be prepared to provide.

Internet identity fraud is a problem, so visitors need to know that their personal information is encrypted and not accessible by people who would use it for their own ends. A secure server is generally required when accepting credit cards online where any ordering facility is provide. Check the security in the website URL box starting with the letters https://. It is to your advantage if you provide the customer with a website where the ordering is easy and they feel safe making a purchase. Building trust with the customer is what the internet is all about, especially when you are running a business.

About: Visit the Credit News site for more related information and news on Best Credit Cards and Prepaid Credit Cards. Source: Ezinearticles.com

Choosing A Business Credit Card That Fits Your Businesses Needs

By: Chad Nordaune

Choosing the best credit card for business owners is sometimes not the easiest task to achieve. To find the right creditcard, business owners need to know whether or not the business card offers rewards such as cash back and a low interest-rate. Detailed expense reports are important for tracking each individual employees expenditures.

Business owners that constantly fly may find an airlines miles business credit card to be the best choice, while on the other hand, a company that has a sales force traveling on the road may benefit with a gas rebate business credit card. Business cards offer up to 5% cash back on expenses such as office supplies, gas purchases, and other business to business-related expenses.

Several corporatecards offer 0% intro APR, which allows business owners an opportunity to raise capital for their business that they currently may not have. With extensive reporting business owners can track individual spending from each employee. This enables business owners time to focus on their business, instead of tracking employee expenditures.

Three of the most popular business credit cards are offered by Advanta, American Express, and Citibank. Advanta offers a 0% intro APR for up to 15 months, while Citibank offers a 0% intro APR for up to 12 months and very competitive interest rates.

Business credit cards can be ideal for small businesses, entrepreneurs, and large businesses as well. Many small-business owners agree that having a business credit card versus using a personal credit card for expenses is the best choice. Due to the fact that using personal credit can adversely affect your personal credit score as business credit scores are kept separate from personal credit scores.

About: CrediTimes.com Business http://www.creditimes.com/business.shtml offers businesses and consumers the resources to search and compare for the best credit cards online. Credit cards are reviewed and displayed by annual percentage rate, interest-rate, annual fee, and rewards. Creditimes has been online since 2005 helping consumers and businesses alike. Source: Ezinearticles.com